Stifel, Nicolaus & Company, Incorporated

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Value Proposition

Stifel Nicolaus

1.     Established in1890 with headquarters in Saint Louis, Missouri

2.     Parent Company, Stifel Financial Corp., Listed New York Stock Exchange – symbol SF

3.     Employs over 4,600 associates with over 300 offices

4.     7^th Largest brokerage firm in the U.S., based on number of financial advisors, with over $94 billion in assets under management

John Fuger

·        Vice President/Investments, Stifel Nicolaus

·        Financial Service Business for over 25 Years

·        Chartered Retirement Plan Specialist (CRPS) – 2007

·        Aquinas College – Bachelors of Business Administration – 1985

·        Resident City of East Grand Rapids

·        Married to Kathleen – daughter, Francesca (14) – son,  Hayden (10)

·        Enjoys Fishing, Scuba Diving Great Lakes Ship Wrecks, and skiing

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My clients are Plan Sponsors who are looking to work with a Financial Advisor who specializes in Retirement Plans in order to provide a well structured plan that may fit their particular situation.

The Retirement Plan market is constantly changing with new rules and regulations as well as changing needs of the plan and participants. My role is to design a platform which will be cost effective, offer top performing and diversified investment platforms, and service the account using a predetermined servicing model.

I am not offering one strategy or provider to my clients. Through Stifel Nicolaus, I can offer many of the major providers in the 401(k) market or custom design a plan platform specifically to my clients' needs.

My clients benefit from my knowledge, my Chartered Retirement Plan Specialist designation, as well as my over 15 years of experience in the retirement plan market. My clients are assured that I am keeping up with the ever changing rules and plan structures in order for them to feel comfortable that their plan is functioning in compliance and offering their employees the best tools in which to save for their goal – retirement. This can lead to lessened fiduciary liability but increased perceived value of one of the primary benefits the company offers – their retirement plan.

My Process

·        Hold Initial Meeting

·        Discover Specific Needs and issues unique to the Plan and Participants from Plan Sponsor

·        Survey Employees using my 401(k) Plan Employee Survey

·        Review Survey Responses

·        Compile Strategies utilizing existing Plan features and Platform or Propose alternate Plan Providers

·        Present Strategies to Plan Sponsor

·        Implement Strategies

·        Review Plan Annually with Plan Sponsor

·        Support Plan with Structure Service Proposal

·        Conduct Employee Meetings both Educational and Enrollment